Invest in your future
Invest in secured property mortgage loans in Melbourne and surrounding suburbs. Whether you’re a seasoned investor or just looking for a great return, if you’ve got funds to invest, we should talk. Rhode Capital can offer you a pathway to secure and rewarding financial returns.
Why lend through us?
Investors first
We are a lending company that provides quality investment options. We represent the investors and consider their needs first in all lending matters.
Experience
Our attention to detail and our private mortgage lending experience of over 15 years differentiate us from other lending firms. All investment options are carefully reviewed before being submitted to our investors.
Connection
Our team is always available to answer various queries and concerns. We provide in-depth information regarding each loan and consistently update the investors throughout the duration of their loan.
First Mortgages
Our loans are registered as mortgages on Australian real estate.
Interest paid in advance
Minimum investment of $100,000
Provide funds up to 66% of the value of the property (LVR)
Fund whole loans or part loans alongside other investors
Current returns from 9.5% p.a.
All loans are subject to an independent valuation by a registered valuer
Second Mortgages
Our loans are registered as second mortgages on Australian real estate. A second mortgage is the second loan issued over the property and gets second priority after the first mortgage.
Interest paid in advance
Minimum investment of $50,000
Provide funds up to 75% of the value of the property (LVR)
Current returns from 18% p.a.
All loans are subject to an independent valuation by a registered valuer
Benefits of Private Mortgage Lending
Secured
An investor’s funds are secured by registered mortgages over real estate, including residential, commercial, industrial, and vacant land. Investments are secured with an LVR (loan-to-value ratio) of 66% or less for a first mortgage loan.
Return
The investor receives an excellent and consistent return compared to other investment opportunities. In some cases, the investor may even receive the return upfront.
Short term
Funds are generally invested for a relatively short term, between 6 to 18 months. Upon completion of the loan term, your investment can be returned to you, or you have the flexibility to reinvest the funds in an alternative loan.
Past Investments
Each loan is assessed on an individual basis and terms are negotiated between the parties to suit the transaction. You can view some of our past loans by clicking here